Mortgage Loan Processor, Downey

Job Description

Job Description

Loan Processor– Job Description Location:

Downey, CA (On-site) Employment Type:

Full-Time Industry:

Mortgage Lending / Real Estate About the Role We are seeking a highly organized, detail-oriented

Loan Processor

to join our growing mortgage team. The ideal candidate is proactive, customer-focused, and experienced in guiding borrowers through the loan fulfillment process with accuracy and exceptional service. This role is critical to ensuring a smooth and timely closing for our clients. Key ResponsibilitiesReview mortgage loan applications for completeness and accuracy

Collect, verify, and analyze borrower documentation including income, assets, credit, appraisal, and title

Submit files to underwriting and work closely with the underwriter to clear conditions

Maintain open communication with borrowers, loan officers, real estate agents, and third-party vendors

Order and track required services (VOEs, VODs, appraisals, title, insurance, fraud checks)

Identify potential red flags and ensure files meet all agency and lender guidelines (FHA, VA, Conventional, DSCR, Non-QM, etc.)

Manage and maintain pipeline to ensure files close on or before contract deadlines

Prepare files for final approval and coordinate with escrow for closing packages

Deliver a high-level customer experience through consistent updates and professional communication

Qualifications Minimum 2+ years of experience as a mortgage loan processor (preferred)

Strong knowledge of AUS systems (DU/LP) and mortgage guidelines

Understanding of income calculation (W-2, self-employed, bank statements, P&L, etc.)

Excellent communication and customer-service skills

Strong attention to detail and ability to prioritize a fast-moving pipeline

Experience working with mortgage LOS systems (Encompass, LendingPad, Calyx, etc.)

Ability to work independently and collaboratively in a team environment

What We Offer Competitive compensation (salary + performance incentives)

A dynamic, supportive team environment

Opportunities for growth within a rapidly expanding mortgage and real estate organization

Training, professional development, and leadership opportunities

Modern office environment in Downey, CA with strong company culture

About Us We are a high-performance mortgage team dedicated to helping families and investors achieve homeownership and financial freedom. Our company handles a wide range of lending programs including FHA, VA, Conventional, Non-QM, DSCR, and more. We pride ourselves on speed, service, and a culture built on teamwork, accountability, and continuous improvement.Company Description We are a fast-growing company in the real estate, escrow, and financial services space, focused on providing high-level administrative and transaction support. Our team operates in a fast-paced environment where organization, communication, and accountability are key. We are committed to delivering a smooth and efficient experience for clients while maintaining strong attention to detail throughout each transaction.

We are focused on building a professional, team-oriented culture and offering long-term growth opportunities for individuals who are driven, reliable, and looking to develop within a stable and evolving industry.

Company Description

We are a fast-growing company in the real estate, escrow, and financial services space, focused on providing high-level administrative and transaction support. Our team operates in a fast-paced environment where organization, communication, and accountability are key. We are committed to delivering a smooth and efficient experience for clients while maintaining strong attention to detail throughout each transaction.\r\n\r\nWe are focused on building a professional, team-oriented culture and offering long-term growth opportunities for individuals who are driven, reliable, and looking to develop within a stable and evolving industry.