Lending Officer, Poteau

LENDING OFFICER– Poteau, Oklahoma The ideal candidate will have experience with Poultry operations Hours: M – F (8am to 4:30pm) Summary: The Lending Officer develops new business relationships, structures, and closes short-term and long-term agricultural loans while maintaining and servicing an existing portfolio. Position Responsibilities: Customer Prospecting, Business Development, and Marketing Identifies potential customers by engaging in the community and talking with realtors, attorneys and others and researching landowner publications and legal documents. Utilize business intelligence reports to identify growth opportunities within the regional marketplace. Attends real estate, equipment, and livestock auctions to identify and engage with existing and potential customers. Represents Oklahoma AgCredit at community events, seminars, conferences, and similar events. Loan Generation and CustomerSupport Contacts potential customers to understand their needs and introduce Oklahoma AgCredit’s products and services. Obtains loan applications with all required documentation. Provides information obtained from customers to Credit Team for credit analysis on all loans. Loan renewals and annualreviews – facilitate with the Credit Team Submits appraisal requests. Notifies customer of decision Provides information on customers and closing contacts to Loan Processing Team (LPT) for the preparation of loan documents Attends and facilitates Loan Closings between Buyers, Sellers, Realtors, Lenders, and Closing Agents to ensure all parties properly execute closing documents. Refinances loans and loan conversions Schedules field inspections Identifies and evaluates proposed collateral. Takes and files photographs, location of chattels, sources of valuations, and summary of customer operations Minimum Qualifications : Bachelor’s degree in agribusiness, agricultural economics, finance, business, or experience equivalent Lending Officer - 1 year of related experience in agriculture or a financial services role Experience with financing poultry operations required Or an equivalent combination of education and experience sufficient to perform the essential functions of the job Knowledge and Skills Required: Working knowledge of the agriculture industry, agricultural economics&marketing strategies Skill in reading and understanding income statements, balance sheets, tax returns and other financial reports. Oklahoma AgCredit offers a competitive compensation and benefits package, including: Competitive base pay with an incentive plan 401(k) Contribution 3%, Match 6% Paid Vacation (15 days), Sick Leave (15 days) and Holidays (12 days) Excellent medical, Dental, Vision, Life Insurance Flexible Spending and Health Savings Accounts Wellness program activities and rewards Customer-Centric Environment Opportunity to Give Back to Agriculture Oklahoma AgCredit is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age (40 or older), disability, genetic information or protected veteran status. Important note: We care about your hiring process and take it seriously. A real person will review your application, meaning response timelines may vary. The interviewing process at Oklahoma AgCredit may include emails, texts, phone calls, and on-site interviews. We cannot personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.