Insurance Underwriter Agent, Miami

Job Description

Job Description

GoldenTrust Insurance is one of South Florida’s fastest-growing agencies, known for delivering trusted insurance solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical

Insurance Underwriter Agent

to join our high-performing operation.

This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency's production goals by ensuring quality and compliance.

As an

Insurance Underwriter Agent , you will be responsible for assessing risks, reviewing applications, ensuring compliance with underwriting guidelines, and collaborating with sales agents to issue accurate and timely quotes and policies. Your insight will be essential in maintaining the integrity of our portfolio while supporting the agency’s growth.

Required Qualifications

Valid

Florida 4-40 or 2-20 Insurance License

(Required)

Minimum 1 year of experience

in insurance underwriting or insurance sales

Strong analytical and decision-making skills

High attention to detail and accuracy in documentation

Effective communication skills, both written and verbal

Bilingual (English/Spanish) preferred

Familiarity with various carrier portals and underwriting platforms

Responsibilities

Review and evaluate new insurance applications in line with carrier guidelines

Analyze inspection reports, and other documents to determine risk acceptability

Ensure underwriting decisions comply with the Insurance Companys Guidelines

Work closely with the sales team to clarify underwriting requirements and support timely policy issuance

Monitor active policies for risk exposure and recommend appropriate action

Maintain accurate and organized records of underwriting activities

Stay current with industry trends, carrier changes, and market dynamics

Why Join GoldenTrust Insurance?

Supportive, collaborative team culture

Opportunities for professional growth and advancement

Access to top-tier training and carrier resources

Competitive compensation structure with potential performance incentives

Compensation&Benefits

Base Pay:

$16–$17 per hour (commensurate with experience)

Paid Time Off

and

Flexible Scheduling

401(k) Retirement Plan

Professional development and continuing education support