Collections Specialist (remote), Fort Mill

Job Overview

The Collections Specialist is responsible for performing a variety of collection activities to resolve delinquent mortgage accounts. This role involves inbound and outbound customer outreach, gathering and analyzing borrower information, negotiating payment arrangements, and ensuring compliance with investor, regulatory, and company requirements.What You’ll Do

Perform inbound and outbound collection calls across all stages of delinquency. Research, identify, and resolve issues contributing to customer delinquency. Maintain accurate and detailed records of all customer interactions and account activities. Provide exceptional customer service by resolving complex account issues, discrepancies, and disputes.Review accounts to ensure compliance with internal policies, investor requirements, and applicable regulatory standards. Analyze borrower financials to determine appropriate payment arrangements or retention options. What You’ll Bring

High School diploma or equivalent. 1–3 years of mortgage service experience and high‑volume collections experience. Goal‑oriented with the ability to thrive in a fast‑paced environment. Strong verbal and written communication skills. Ability to manage multiple priorities with strong attention to detail.Call center experience preferred. Knowledge, Skills, and Abilities (KSAs)

Knowledge of collections procedures and best practices. Strong knowledge of state and federal Fair Debt Collection Laws, the U.S. Bankruptcy Code, and bankruptcy procedures/regulations. Excellent customer service skills with the ability to manage conflict and negotiate successful outcomes. Strong negotiation, active listening, and communication skills.Ability to analyze and interpret moderate to high‑complexity issues and make sound decisions. Strong problem‑solving, time‑management, and organizational skills. Ability to thrive in a fast‑paced, collaborative environment. Strong attention to detail with the ability to meet goals and deadlines.Ability to interact and communicate effectively with individuals at all levels of the organization. Working Hours

11:00am– 8:00pm EST with a rotating Saturday 9:00am – 3:00pm EST. Pay Range

$20.34– $27.12 hourly, remote. Benefits

First American offers a comprehensive benefits package including medical, dental, vision, 401(k), PTO/paid sick leave, and an employee stock purchase plan. Equal Opportunity Employer

First American is an equal opportunity employer in every sense of the term.

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