Credit Analyst, Saratoga Springs

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
Provide recommendations tied to analysis and assessment of credit risk
Present analysis, findings, and recommendations to managers, especially findings that involve a borrowers ability to repay
Keep up to date with the companys lending protocols
Reconcile credit files and identify discrepancies and variances
Develop and prepare spreadsheets and models to support analysis of new and existing credit applications