AVP Integration Engineer, Embedded Finance, Sioux Falls

Overview

The AVP, Integration Engineer assists in the design and delivery of secure, scalable integrations across third-party payment gateways, banking APIs, and financial services platforms. This role combines hands-on engineering with technical ownership, ensuring reliable data exchange, optimized transaction flows, and regulatory compliance. The position partners closely with Product, Compliance, and Customer teams to enable seamless connectivity across the Bancorp ecosystem while maintaining high standards for performance, security, and observability.

For over 20 years, The Bancorp has been providing nonbank companies with the people, processes, and banking technology to meet their individual needs. As a result, we have become an industry-leading provider of reliable technology-forward solutions that move our partners' businesses into the future. At The Bancorp, We Define Fintech Partnerships. The Bancorp does more than just enable our clients' product innovations, we create lasting partnerships with a future-focused approach to technology and services. Today and every day, we work to continuously transform the payments landscape.

Key Responsibilities

API Architecture&Integration Delivery

Designs, develops, and maintains RESTful and GraphQL APIs for financial services integration Builds middleware solutions enabling connectivity across payment gateways, processors, and banking partners Develops developer-friendly SDKs (Python, Java, Node.js) to accelerate partner integrations Maintains comprehensive API documentation using Swagger/OpenAPI standards

Payments&Financial Data Processing

Integrates with payment gateways, card processors, and ACH/wire providers to support end-to-end transaction flows Designs and supports real-time ledger systems for transaction tracking, balances, and settlements Builds ETL pipelines for financial data processing, reconciliation, and reporting Optimizes payment, settlement, and reconciliation workflows for performance and accuracy

Security, Risk&Regulatory Compliance

Implements secure authentication mechanisms including OAuth 2.0, JWT, and API key frameworks Ensures adherence to PCI-DSS, SOC 2, GDPR, and financial data protection standards Partners with risk and compliance teams to align APIs with regulatory expectations including KYC/AML considerations Embeds secure design principles across all integration layers and data exchanges

Platform Reliability&Scalability

Designs high-availability systems with redundancy, failover, and resilience built into integration layers Implements observability practices including monitoring, logging, and alerting for API performance Drives scalable architecture decisions leveraging event-driven design and asynchronous processingUtilizes message brokers such as Kafka or RabbitMQ to support distributed systems

Cross-Functional Collaboration&Support

Partners with Product Managers to translate business requirements into scalable technical solutions Supports customer success and integration teams in troubleshooting API issues and partner onboarding Collaborates with engineering, operations, and compliance stakeholders to ensure seamless platform connectivityContributes to continuous improvement of integration standards, tooling, and best practices

Qualification Requirements

Undergraduate degree in Computer Science or related field, or equivalent experience 7+ years of experience in financial services with 3-5+ years focused on API development and integration in fintech, banking-as-a-service, or payments Strong expertise in RESTful and GraphQL APIs, middleware integration patterns, and developer enablement (SDKs, documentation)Hands-on experience with authentication protocols including OAuth 2.0, JWT, and API key frameworks Proven experience integrating payment systems, card processors, and ACH/wire networks Deep understanding of PCI-DSS, SOC 2, GDPR, and secure financial data handling, including KYC/AML considerationsExperience designing scalable, high-availability systems with observability, monitoring, and failover capabilities Proficiency in event-driven architecture, asynchronous processing, and message brokers (Kafka, RabbitMQ) Experience with integration platforms and tools such as IBM API Connect, DataPower, IBM ACE, or WebMethodsFamiliarity with cloud environments (AWS, PrivateLink) and embedded finance, digital banking, or lending platforms Strong cross-functional collaboration, communication, and project ownership skills, including risk awareness within a banking environment What Success Looks Like

API integrations deliver high uptime, low latency, and seamless partner connectivity. Payment and settlement processes operate with accuracy, scalability, and minimal reconciliation issues. All integrations meet or exceed regulatory and security standards with no compliance gaps. Developer experience improves through clear documentation and reliable SDKs.Cross-functional teams report efficient onboarding and reduced integration friction. Platform reliability improves through observability, monitoring, and proactive issue resolution.

Why This Role Matters

This role is critical to enabling Bancorp's embedded finance and payments strategy by ensuring reliable, secure connectivity across partners and platforms. It directly impacts revenue generation through faster partner onboarding and improved transaction performance. The position also plays a key role in managing regulatory risk by embedding compliance into integration architecture. By strengthening scalability and resilience, this role supports long-term platform growth and operational excellence.

Additional Information

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank, N.A. and Benefits Information:

Culture&Background Screening

Company Culture at The Bancorp Bank : Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.

Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.

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